I'm more than £12,000 in debt and feel like I'm failing my son

DEAR DEIDRE: I’VE racked up a lot of debt over the past year and feel I’m failing my son.

Before the pandemic, I was studying for a masters in primary education, and should have been qualified by September 2020.

But my studies were put on hold and I was made redundant from my part-time job. I’m now more than £12,000 in debt.

I just want some financial stability for my eight-year-old son. I’m 36.

For more advice from Dear Deidre

No issue is too small, too large or too embarrassing. Read our personal replies here.

  • Dear Deidre on Mental Health
  • Dear Deidre on Identity  
  • Dear Deidre on Debt and Money 
  • Dear Deidre on Work
  • Dear Deidre on Health and Wellbeing 
  • Dear Deidre on Addiction

Since I split from his mum four years ago, money’s been really tight.

I’ve even had suicidal thoughts because I can’t give him the life he deserves.

DEIDRE SAYS: You aren’t failing your son. You could not have predicted what would happen – it was out of your control.

Explain your situation to your creditors. They may be able to make your repayments more manageable. My support pack on Solving Debt Problems will also help.

Please contact your GP if these suicidal thoughts continue.

But also reach out to CALM – The Campaign Against Living Miserably (thecalmzone.net, 0800 58 58 58), who will support you.

NEXT IN TODAY'S DEAR DEIDRE My friends-with-benefits got jealous when I told him I'm dating

READ DEIDRE'S NEW PHOTO CASEBOOK Jane works up the courage to ditch her boyfriend Ryan

    Source: Read Full Article